Florida HOA & Condo Association Insurance
Protect your Florida HOA or condo association with master policies, D&O liability, umbrella coverage, and flood insurance. Compliant with Florida Statute 720. Free customized quote for your association’s needs.
Florida HOA Insurance Products
HOA Master Policy
Comprehensive property and liability coverage for common areas, buildings, pools, clubhouses, and all shared amenities. Protects your association’s physical assets.
Condo Association
Specialized master policies for townhomes and condominiums. Tailored protection for multi-unit residential communities and high-rise buildings.
Directors & Officers (D&O)
Essential lawsuit defense for board members and officers. Protects personal assets from claims of mismanagement or wrongful decisions.
Umbrella Liability
Additional coverage above your master policy limits. Critical protection against catastrophic claims and expensive lawsuits.
Fidelity Bond
Protects your association’s funds against employee theft, embezzlement, and financial fraud. Required coverage for associations with employees.
Flood Insurance
NFIP and private flood coverage for Florida associations. Mandatory for coastal and low-lying communities—protects buildings and contents.
Expert Compliance Support
What Coverage Does
Your Association Need?
HOA Master Policy, D&O Insurance, Umbrella Coverage, Flood Add-Ons, Fidelity Bonds, and
Compliance Consulting for Florida Associations.